Privacy Policy

Last Updated: September 27, 2025

Introduction

Welcome to Prosper Business Credit ("we," "us," or "our"). We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website www.prosperbusinesscredit.com (the "Website").

By accessing or using our Website, you agree to the terms of this Privacy Policy. If you do not agree with our policies and practices, please do not use our Website.

Information We Collect

1. Personal Information

Contact Information: Name, email address, phone number, or other details you provide when you contact us, sign up for newsletters, or create an account.
Account Information: Username, password, and other details if you create an account on our Website.
Payment Information: If you make a purchase, we may collect payment details (e.g., credit card information) through secure third-party payment processors.

2. Non-Personal Information

Usage Data: Information about how you interact with our Website, such as pages visited, time spent on the site, and clickstream data.
Device Information: IP address, browser type, operating system, and device identifiers.
Cookies and Tracking Technologies: We use cookies, web beacons, and similar technologies to enhance your experience, analyze usage, and deliver personalized content. You can manage your cookie preferences through your browser settings.

How We Use Your Information

To provide, operate, and maintain our Website.
To process transactions and fulfill orders.
To communicate with you, including responding to inquiries and sending promotional materials (with your consent).
To improve our Website, services, and user experience.
To analyze usage trends and personalize content.
To comply with legal obligations and protect our rights.

How We Share Your Information

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

Service Providers: With trusted third-party vendors who assist us in operating our Website, processing payments, or delivering services.
Legal Compliance: When required by law, such as in response to a subpoena or court order.
Business Transfers: In connection with a merger, acquisition, or sale of assets, your information may be transferred to a successor entity.
With Your Consent: When you explicitly agree to share your information.

Data Security

We implement reasonable technical and organizational measures to protect your information from unauthorized access, loss, or misuse. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Choices and Rights

Depending on your jurisdiction, you may have the following rights regarding your personal information:

Access: Request access to the personal information we hold about you.
Correction: Request correction of inaccurate or incomplete information.
Deletion: Request deletion of your personal information, subject to legal obligations.
Opt-Out: Opt out of marketing communications by clicking "unsubscribe" in emails or contacting us.
Cookies: Manage cookie preferences through your browser settings.

To exercise these rights, please contact us at prosperbusiness60@gmail.com.

Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our Website is not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we learn that we have collected such information, we will take steps to delete it.

International Data Transfers

If you are accessing our Website from outside USA, your information may be transferred to, stored, and processed in [Your Country]. By using our Website, you consent to the transfer of your information to [Your Country], which may have different data protection laws than your jurisdiction.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of significant changes by posting the updated policy on our Website with a revised "Last Updated" date.

Contact

Thank you for trusting us with your information.

For questions about this Privacy Policy, contact us at prosperbusiness60@gmail.com.